M i g u e l   A .   M e n d e z Friday - July 4th 2008  El Camino Mas Corto Hacia Su Casa

Miguel A. Mendez Century 21 Pro-Realty 323-244-0228

Welcome Usted Decide.. Are You Buying Are You Selling? Search your Home Home Loans Your Fico Score Type of Loans Glossary of Terms Comunity Rates & Indicators Rate Chg 30 Yrs ARM 6..250% 30 Yrs Fixed 7.000% 15 Yrs Fixed 5.500% 10 Yrs Fixed 5.375% 1 Year ARM 1.500% as of 7/4/2008   Credit Grade Calculator Mortgage (and other loan) qualification is increasingly being done by means of "credit scoring". This is a mathematical analysis which considers many different aspects of your credit history -- late payments, delinquencies, tax liens, etc... and expresses it as a single "grade". This calculator will "grade" your credit using the number of late payments you have on various credit accounts. This isn't a true "credit score", but will give you a pretty good idea of your credit worthiness.    Your Credit Grade* Mortgage Payments (# of late payments past 12 months) 30 Days Late None 1 2 - 3 4 + 60 Days Late None 1 2 - 3 4 + 90 Days Late None 1 2 - 3 4 + 90+ Days Late None 1 2 - 3 4 + Revolving Credit (# of late payments past 12 months) 30 Days Late None 1 - 2 3 - 5 6 + 60 Days Late None 1 - 2 3 - 5 6 + 90 Days Late None 1 - 2 3 - 5 6 + 90 + Days Late None 1 - 2 3 - 5 6 +   Misc Items (# of years since last action) None Current 1 Year 2 Years 3 Years 5 Years 7 Years Real Estate Foreclosure None Current 1 Year 2 Years 3 Years 5 Years 7 Years Personal Bankruptcy None Current 1 Year 2 Years 3 Years 5 Years 7 Years Creditor Judgements against you None Current 1 Year 2 Years 3 Years 5 Years 7 Years Collections or Wage Garnishments None Current 1 Year 2 Years 3 Years 5 Years 7 Years Creditor Chargeoffs None Current 1 Year 2 Years 3 Years 5 Years 7 Years Tax Liens   * This is an approximate rating. Different lenders may grade you somewhat higher or lower, depending on their internal underwriting requirements. Also, the elements which influence your credit rating are often subject to interpretation. There may be mitigating factors, such as a layoff for example, which are not likely to reoccur.   | home | welcome | usted decide.. | are you buying | are you selling? | search your home | home loans | comunity | The broker, seller, builder, and/or developer does not guarantee the accuracy of information such as square footage, lot size, architectural images, or other information concerning the condition or features of subject property. Information is deemed reliable, but is not guaranteed. Information may have been obtained from public records and/or other sources, and all buyers are advised to independently verify the accuracy of any and all information through personal inspection with appropriate qualified professionals. Design & Contents Copyright © 2008 -  Partners -  All rights reserved -  Friends -  Privacy Statement 12027 Paramount Blvd.  - Downey  - CA  - 90242  - 323-244-0228 Real Estate Web Design by Web611.com  Equal Housing Opportunity.